Shopify Payments Fee Calculator
Quick answer: On a $50 item with $5 shipping charged to the buyer, Shopify Payments fees are $1.90 and you receive $53.10 before your own costs. On the Basic plan, Shopify Payments charges 2.9% + $0.30 per online card sale in the US. If you use a third-party payment provider instead, Shopify adds a 2% transaction fee on Basic, on top of that provider's own fees.
Current Shopify Payments fees (checked October 2026)
On the Basic plan, Shopify Payments charges 2.9% + $0.30 per online card sale in the US. If you use a third-party payment provider instead, Shopify adds a 2% transaction fee on Basic, on top of that provider's own fees.
This calculator covers card processing only, not the monthly plan ($39 a month, or $29 billed yearly, on Basic) or apps. Premium cards cost 3.5% + $0.30 and international cards add 1%.
How this calculator works
Enter the item price, the shipping you charge the buyer, your item cost and your shipping label cost. The result shows total Shopify Payments fees, what you receive, your profit and your margin. Rates change, so confirm them on Shopify Payments's official fee page before big decisions.
Example: Shopify Payments fees at three price points
Shipping charged to buyer is $5.
| Item price | Shopify Payments fees | You receive | Effective rate |
|---|---|---|---|
| $20 | $1.02 | $23.98 | 4.1% |
| $50 | $1.90 | $53.10 | 3.4% |
| $100 | $3.34 | $101.66 | 3.2% |
How to protect your margin
On a $50 item the Shopify Payments fee is $1.90. If your item and shipping costs are $20 in total, your profit is $33.10. Price with the fee in mind, not after.
Frequently asked questions
How much does Shopify Payments charge in fees?
On the Basic plan, Shopify Payments charges 2.9% + $0.30 per online card sale in the US. If you use a third-party payment provider instead, Shopify adds a 2% transaction fee on Basic, on top of that provider's own fees.
How much will I receive on a $50 Shopify Payments sale?
With $5 shipping charged, fees are $1.90 and you receive $53.10 before your own costs.
What is Shopify's extra fee for third-party gateways?
Shopify adds 2% on Basic if you do not use Shopify Payments, on top of the provider's own fees. Grow charges 1% and Advanced 0.6%.
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Estimates only, based on US seller rates. Fee rates change, so verify them on the official pricing page. Rates last verified October 5, 2026 against each platform's published fees and independent fee guides. How we verify rates.